Lowest auto insurance rates in Georgia

Posted on

lowest auto insurance rates in Georgia

According to the United States, the Georgia population is only one of the factors that can affect the cost of auto insurance. Still, it gives as a quite interesting starting point to see how the rates of auto insurance in Georgia compared to other states.

Georgia’s standard auto insurance rates are 12% lower than the national rates. If you haven’t yet inspected your auto insurance policy, then this is one of the best times to begin. If you think you’re getting the best rates, you could be overpaying by many dollars. And there’s one thing you can do about it: Shop around and more research.

Lowest Auto Insurance Companies in Georgia

  • Progressive: $144 /mo
  • Travelers: $161 /mo
  • The General: $214 /mo
  • American Family: $224 /mo
  • Nationwide: $234 /mo

The rate shown above is generated based on study and research. The average auto insurance rate will be different between cities to the city. Your rates will differ.

How We Found the Lowest Auto Insurance Rates in Georgia

Here we empower you with the information you need to make the right choices for your life with our lowest auto Insurance Rankings.

Georgia Auto Insurance Rates by Age

Are you looking for the best auto insurance company which provides the lowest rates in Georgia? Here our study will help you find the best insurance company in which we used representative driver profiles with good credit, medium insurance coverage, a clean driving record, and 12,000 miles of annual mileage. The profile report includes males and females age 25, 35, and 60.

Company 25-year male 25-year female 35-year male 35-year female 60-year male 60-year female
Allstate $2,250.49 $2,062.50 $1,846.27 $1,846.27 $1,773.27 $1,773.27
Geico $1,438.16 $1,242.94 $898.60 $916.44 $865.06 $865.06
Nationwide $2,835.39 $2,574.04 $2,109.53 $2,024.63 $2,244.09 $1,995.69
Progressive $1,787.89 $1,701.44 $1,249.95 $1,393.26 $1,169.03 $1,092.38
State Farm $1,628.36 $1,512.99 $1,381.42 $1,381.42 $1,241.32 $1,241.32
USAA $1,360.67 $1,236.79 $1,010.77 $1,011.29 $946.47 $943.28

Auto Insurance Rates by Annual Mileage in Georgia

To find the Average rate on mileage, we created driver profiles for males and females according to their ages: 25 years, 35 years, and 60 years. In this profile report, you can find the medium level of insurance coverage, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.

Company 6,000 miles annually 12,000 miles annually
Allstate $1,768.82 $1,925.35
Geico $944.90 $1,037.71
Nationwide $2,297.23 $2,297.23
Progressive $1,398.99 $1,398.99
State Farm $1,397.81 $1,397.81
USAA $982.28 $1,084.88

Auto Insurance Rates by Average Coverage Level in Georgia

To find the coverage rate, we broke down coverage into three levels: low, medium, and high. We created driver profiles for males and females according to their ages: 25 years, 35 years, and 60 years. In this profile report, you can find the level of insurance coverage for 12,000 miles per year, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.

Company Low Medium High
Allstate $1,724.12 $1,925.35 $2,067.42
Geico $948.72 $1,037.71 $1,117.78
Nationwide $2,180.48 $2,297.23 $2,328.71
Progressive $1,313.58 $1,398.99 $1,545.41
State Farm $1,294.33 $1,397.81 $1,511.74
USAA $1,037.68 $1,084.88 $1,154.01

Lowest Auto Insurance in Georgia

Next, to find the lowest auto insurance rates in Georgia, our study used a representative driver profile report; you can find the level of insurance for 12,000 miles, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.

Category Cheapest Company
Single Young Adult Drivers Geico
Married Adult Drivers Geico
Senior Drivers Geico
Drivers with Good Credit Geico
Drivers with Poor Credit Geico
Drivers with a Clean Record Geico
Drivers with One Speeding Violation Geico
Drivers with One Accident Geico
Drivers with One DUI State Farm
Low-mileage Drivers Geico
High-mileage Drivers Geico
Drivers with Low Coverage Geico
Drivers with High Coverage Geico
Drivers with Used Cars Geico
Drivers with New Cars Geico

Across most of our driver profiles, some of the insurance are supreme as the cheapest option. According to our study report, Geico offers the second-highest study rate for this profile, with State Farm offering the lowest insurance representative rates.

Leave a Reply

Your email address will not be published. Required fields are marked *